Flexible Ways to Pay for Your Metal Building
Find a financing solution that fits your goals, budget, and schedule.
Affordable Metal Buildings, Built Around Your Budget
At Epic Steel Structures, we believe the right building shouldn't have to wait. That's why we offer flexible financing and rent-to-own options designed to fit a wide range of budgets and credit situations. Whether you're investing in a garage, barn, workshop, or commercial structure, our trusted partners make it easy to get started with low upfront costs and manageable monthly payments.
Not sure which option is right for you? Below, we break down how financing and rent-to-own compare — and connect you directly with the providers we work with.
Financing vs. Rent-to-Own: What's the Difference?
Financing
With a financing loan, you borrow the cost of your building and pay it back in fixed monthly installments. You own the building from day one. Financing is a great fit if you have established credit and want predictable, long-term payments — often with competitive interest rates.
Rent-to-Own (RTO)
Rent-to-own lets you take delivery of your building with a low initial payment and no credit check required. You make affordable monthly payments, and the building is yours once the term is complete — with the option to pay it off early and save. RTO is ideal if you want to avoid a traditional loan or are still building credit.
Our Financing & Rent-to-Own Partners
Financing
HFS Financial
Flexible Building Loans
HFS Financial connects you with competitive financing loans for larger projects, offering higher loan amounts, longer terms, and no prepayment penalties. A great choice if you prefer a traditional loan and own your building from day one.
Rent-to-Own
RTO National
Rent-to-Own Made Simple
RTO National offers a no-credit-check rent-to-own program with low monthly payments and flexible terms. Take delivery of your building fast, pay as you go, and own it outright at the end of your term — with early payoff savings available.
Rent-to-Own
EZ Pay Buildings
Easy, Affordable Rent-to-Own
EZ Pay Buildings makes owning your structure straightforward with a quick approval process, no credit check, and budget-friendly monthly payments. A low initial payment gets your project moving right away.
How It Works
1.
Design your building.
Work with our team to choose the size, style, and features you need.
2.
Choose your payment option.
Pick the financing or rent-to-own partner that fits your budget.
3.
Apply directly.
Submit a quick application through your chosen provider.
4.
Get your building.
Once approved, we schedule delivery and professional installation.
Ready to Build? Let's Get Started.
Have questions about which option is right for you?
Our team is happy to help. Call us at 866.201.5558 or request a free quote today.
FAQs
Do I need good credit to qualify?
Not necessarily. Our rent-to-own partners offer programs with no credit check, while our financing partner reviews credit for traditional loans. There's an option for most situations.
Is there a penalty for paying off early?
No. Both our rent-to-own and financing partners allow early payoff — and rent-to-own customers can often save by paying off the balance ahead of schedule.
How much is the initial payment?
Rent-to-own typically requires a low initial payment to get started. Exact amounts vary by building cost and provider — contact us and we'll walk you through it.
Can I finance any building you offer?
Yes. Financing and rent-to-own apply to our garages, barns, carports, utility buildings, and commercial structures.
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